You must be 18 or older. Sign-up asks you to confirm this.

If we learn an account belongs to someone under 18, we close it.

Crowd Comp is not directed at children under 13, and we don't knowingly collect personal information from children under 13. If you believe a child under 13 has created an account, email maxschroeder1400@gmail.com and we'll close it and delete its data promptly.

One person per account. Keep your password safe; you are responsible for activity on your account.

You can't use the Service if we've closed your account before, or if the law doesn't allow you to.

Your PC on The Wall. You post cards with your own photos. Card pages, photos and your collector name are public.

Values. A card page can show: the owner's asking price, if it's for sale; a market estimate from reviewer-approved sales; the cheapest current eBay asking price; and a Consensus Comp value.

Only reviewer-approved sales count. A Crowd Comp reviewer approves every sale before it counts toward any value. If a card's owner marks a suggested sale "looks right", that goes to the reviewers; it doesn't approve the sale.

Consensus Comp. A card with front and back photos joins the lineup for Comp Night, a nightly show at 8 p.m. Central, and collectors can comp it from then on. On the show it's live for about 2 minutes. Collectors send blind comps, each citing a real recent sale with a screenshot or listing link. Crowd Comp reviewers approve or deny each comp. With 3 or more approved comps, the card gets a Consensus value: the middle of the approved comps, with newer sales counting more, sales at another grade or print run (converted) counting less, and each collector's comps counting a little more or less depending on their record (how many of their comps were approved and how close they came to others' comps). Late comps are accepted for 7 days after the card's turn.

Call it. During a card's turn, collectors can guess its value. Guesses need no proof, never count toward any value, and earn only a place on a leaderboard (no points, credits or prizes). The middle guess may show as a "crowd guess" on the card page unless the owner hides it. Guesses far outside the likely range don't count, and three of those in 30 days pause Call it until the collector has 2 comps approved.

Pick the comp. During a card's turn, collectors can pick which of up to 3 reviewed sales of the card best shows what it's worth. One pick each, not on your own card. Picks never change any value and earn no points, credits or prizes.

Scores. Profiles show the share of a collector's comps reviewers approved, and how close their guesses land.

Comp Hunt, Link Hunt and Comp Bounties. Collectors find comps and match duplicate cards. A card's owner can post a Comp Bounty in status points. The earliest qualifying comp sent in that a reviewer approves wins it. Bounties are paid in status points, never money or credits, and a win can be taken back if a reviewer later removes the winning comp.

Comp Reports. A shareable summary of a card's Consensus value (or, without one, its market value from at least 3 reviewed sales) and the reviewed sales behind it, each with its comp token, with a QR code and a public verify page. The verify page flags any sale removed after review since the report.

Expert Review. A Crowd Comp staff member researches a card and posts a value with sources, for credits.

Messages and trade offers between collectors.

eBay listings. Current eBay listings and auctions for a card, from eBay's official API.

Card scanner and card show mode. Photograph a card to identify it and fill in its details, or, at a card show, to see its value, current eBay listings and a deal score for an asking price without adding it to your collection. Scanner results are AI-assisted; check them. Cards you save from a show go to your wishlist, and we tell you if someone later posts the same card.

Sold and traded cards. Mark a card sold, traded or removed and, if you like, record what you received, to track your profit and loss privately.

Values can be wrong, out of date, or based on sales that later turn out to be fake or misreported.

A value is not a grade, not authentication, and not proof that a card is genuine.

A cert check means the cert number matches the grader's records (for example, "Cert matches PSA records"). It does not mean we examined the card or that the card in the photo is the one in the grader's records.

Don't use Crowd Comp values for insurance, taxes, loans, estate or legal purposes.

Nothing on Crowd Comp is investment, financial, tax or legal advice. Cards can lose value.

The eBay price shown is an asking price on an active listing, not a sale price.

You keep ownership of your content. Crowd Comp doesn't claim ownership of it.

You give us a license to host, store, copy, display, resize, crop, analyze (including with AI tools) and share your content to run, improve and promote the Service. This license is worldwide, non-exclusive and royalty-free. It ends when you delete the content or your account, except: (a) copies others already shared or that sit in backups for a limited time, and (b) sale facts from approved comps (price, date, site, grade, listing number and Card ID), which stay in our comp archive without your name.

Photos must be your own. Only upload photos you took, of cards you have. No stock photos, screenshots of other people's listings as card photos, or photos copied from others.

Proof screenshots you send with a comp are stored privately and shown only to you, our reviewers and the card's owner (after the card's turn ends). Crop out usernames where you can.

You promise your content is accurate, that you have the right to post it, and that it doesn't break the law or anyone's rights.

We may remove or hide content, or decline to approve comps, at our discretion.

Submit fake, edited or misleading proof, or comp your own card through another account.

Manipulate votes or values: shill bidding, coordinated voting, fake sales, multiple accounts.

Harass, threaten, scam or impersonate anyone.

Scrape, crawl or copy data from the Service in bulk, or use bots, except as we allow in writing.

Break or probe our security, get around limits or blocks, or reverse engineer the Service.

Use the Service for anything illegal, including selling stolen or counterfeit cards.

Crowd Comp is a place to talk. We are not a party to any trade or sale between collectors. We don't process payments between users, don't hold cards, and don't ship anything.

Trade offers in Messages are a record of what two collectors said. They are not binding contracts with us, and we don't enforce them. A public trade record shows completed and backed-out trades.

We don't verify users' identity, honesty or the cards they offer, and we don't guarantee any user. We don't guarantee the condition, authenticity, ownership or delivery of any card offered in a trade or sale, and we aren't responsible for losses from trades or sales between collectors.

Automated tools and AI scan messages for common scam patterns and may show warnings. They will miss some scams and flag some honest messages. Use payment methods with buyer protection.

Any dispute about a trade or sale is between you and the other collector.

If you report a scam or a trade gone wrong, we review the report and may act against a confirmed violator under section 5, for example by warning, suspending or closing the account. We don't decide financial disputes, act as escrow, or refund money for trades or sales between collectors.

Packs. $5 = 5 credits, $10 = 11 credits, $20 = 23 credits. On the website, payment is by card through Stripe. In the iPhone and Android apps, Apple or Google handles payment under their own terms, and app prices may differ slightly ($4.99, $9.99, $19.99). Prices may change; the price at checkout applies.

Use. Credits pay only for Crowd Comp services, such as Comp Night entries, features and spotlights, Expert Reviews and Comp Hunt Boosts. Current prices are shown in the app before you spend.

What credits are. Credits are a limited license to use Crowd Comp services. They are not money, gift cards or gift certificates, have no cash value, are not your property, and can't be transferred, sold, gifted or cashed out. Checkout says this too.

No expiry. Credits don't expire while your account is open.

Refunds. Credits are non-refundable, except where the law requires or the app says so. The app refunds automatically, in credits:

a Comp Night entry that ends without a Consensus value (too few approved comps), and

an Expert Review that staff decline or don't finish within 7 days.

Payment refunds and chargebacks. If a pack payment is refunded or charged back, we remove those credits (your balance won't go below zero) and may limit your account.

Deleting your account. Unused credits are lost when you delete your account. The app warns you before you confirm.

If we shut down. We'll give at least 30 days' notice so you can use your credits. After that, we'll refund any remaining credits you paid for, at $1 per credit, up to the amount you paid us for credits, to your original payment method where possible. Bonus, promotional and free credits have no refund value.

Closed for breaking the rules. If we close your account for breaking these Terms, unused credits are forfeited, unless the law requires otherwise.

You earn status points for approved work, such as approved comps and correct Link Hunt answers.

Tiers (Starter, All-Star, Hall of Fame) come from recent points and, for members, unlock perks shown in the app, such as free Comp Night entries, Comp Hunt Boosts, Spotlights or Featured on The Wall.

Status points can't be bought, sold or cashed out, and have no cash value. The only way points move between collectors is a Comp Bounty: the owner's posted points go to the collector whose comp wins it (10% is retired), and a bounty win counts toward the winner's tier. You can't otherwise give or transfer points.

Invites. Each collector has an invite code and link. When someone joins with it, confirms their email and posts at least one card, the inviter earns a fixed number of status points (shown in the app), once per new collector and within the weekly limit. Invites must be real people who want to use Crowd Comp: no fake, duplicate or paid-for accounts, and no inviting yourself. We may take back invite points and close accounts created to collect them. If you share your invite link publicly, federal law (the FTC's Endorsement Guides) requires you to say that you earn invite points when someone joins through it.

Every point comes from a specific action at a fixed amount. There are no random rewards, draws or prizes.

We may change how points, tiers and perks work, and may remove points earned through rule-breaking.

Founding Members. While we offer Founding Membership (we may stop offering it to new collectors at any time), collectors who confirm their email and post at least 5 cards with a photo become Founding Members (hidden cards don't count). A Founding Member gets member benefits free, with no payment details required, for one year from the day they qualify, or until 11:59 p.m. Central Time on January 8, 2028 if that is later (monthly bonus credits are a paid-member benefit and aren't included). After that, a Founding Member can keep membership at the founding price of $1.99 a month or $19.99 a year for as long as their paid membership continues; if it ends, the founding price ends too. We'll email Founding Members before the free period ends, and no one is charged unless they choose to join. Collectors who became Founding Members before October 10, 2026 keep member benefits free for as long as their account is open and in good standing; that group closed to new members on October 10, 2026. Ending the offer for new collectors doesn't change anything for existing Founding Members. We may change which benefits members get, but Founding Members always get the same benefits as other members. The Founding Member badge stays on the account. Founding Member status, including free-for-life benefits, depends on keeping the account open and in good standing: if we close an account under section 5, its Founding Member status ends. It isn't transferable. If a founding-price membership is cancelled or lapses, rejoining is at the regular price.

Free trial. Other new accounts get member benefits free for 14 days. No payment details are needed. When the trial ends, the account moves to the free plan. It is never charged unless the collector chooses to join.

Paid membership. Collectors can join at any time. Membership renews automatically at the price and frequency shown at checkout until you cancel. The price, billing date and renewal terms are shown next to the payment button before you pay. You can cancel anytime in your Wallet (Manage membership), and you keep membership through the paid period. If the price changes, we'll tell you before the change applies to your next renewal.

Earned discounts. For a membership billed through the Crowd Comp website, a paying member's status rank takes money off their next bill (memberships bought in the iPhone or Android app are billed by Apple or Google and don't get this discount): Starter 12.5%, All-Star 25% or Hall of Fame 50% off the bill (about 50¢, $1 or $2 on a $3.99 monthly bill; on a yearly renewal, based on the year's average rank). The discount is applied by us to the bill itself; it isn't a credit, has no cash value, can't be transferred or saved, and never makes a bill less than $0.50. A discount applies only to the renewal it was earned for; if the membership ends before then, it's lost.

eBay listings. We show current eBay listings and the cheapest current asking price from eBay's API. Listing data can be up to 3 hours old and may be incomplete. We don't keep a history of eBay prices.

eBay Partner Network. Crowd Comp is a member of the eBay Partner Network and may earn a commission when you buy through an eBay link on Crowd Comp. It doesn't change the price you pay. We say so next to eBay listings in the app.

Names and trademarks. Crowd Comp isn't affiliated with, endorsed or sponsored by eBay, PSA, Beckett, SGC, CGC, TAG, any card maker or any game publisher. Their names are used only to describe cards, grades and sales.

You can delete your account at any time in Settings. This removes your profile, cards, photos, votes and files right away. A few things stay without your name (approved sale facts, the other collector's copy of your conversations, and payment records we must keep), as described in "When you close your account" in our Privacy Policy.

We may suspend or close your account under section 5, or if we stop offering the Service.

Sections 3, 4 (license survival), 6, 7, 11, 13, 14, 15 and 16 continue after your account ends.

WE ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR FOR LOST PROFITS, LOST DATA, OR LOSSES FROM BUYING, SELLING, TRADING, GRADING, INSURING OR VALUING CARDS, OR FROM DEALINGS WITH OTHER USERS.

OUR TOTAL LIABILITY FOR ALL CLAIMS RELATED TO THE SERVICE IS LIMITED TO THE GREATER OF (A) WHAT YOU PAID US IN THE 12 MONTHS BEFORE THE CLAIM AND (B) $50.

These Terms, with the policies linked above, are the whole agreement between us about the Service.

If any part is unenforceable, the rest still applies.

Not enforcing a right isn't a waiver.

You can't transfer these Terms; we may transfer them with our business.

We aren't liable for delays caused by events beyond our reasonable control.